How many of you go out of your way on Valentines Day for your special love? Every Valentines here I make it a special one, I purchase lingerie, and get the candles out. Splash the room with his favorite fragrance, make him his favorite meal, and kick the daughter out of the house for the night. How many purchase special Valentines lingerie? I think having something new and exciting to wear brings back that spark. We are often stressing most the time about silly things, so when we throw in a little new in the mix it re-kindles our love. Marriage takes a lot of work, and I view this as the work to keep my marriage going strong. Without the extra excitement I think many marriages would fail. If you don't usually do anything special for your loved one on Valentines Day, I suggest you try something new, even if it is a candlelit dinner. Show your husband how much you appreciate everything he does for your family. He deserves it right? What are somethings you do, to show your … [Read more...]
Archives for November 2011
Ten Secrets to a Happy Marriage
Nancy Sinatra sang a song a number of years ago that opened with “We got married in a fever, hotter than a pepper sprout” and went on to bemoan the fact that the fire went out. Yes, a too hot fire will burn itself out quickly; the secret is to have a strong fuel source to keep the fire burning, slowly and consistently. The same is true of a long, happy marriage. How to achieve this? Read on. Make sure you know the person you are marrying There is no magic formula to this; sometimes you can know and understand someone almost immediately, and sometimes it takes a while. But in your heart of hearts, make sure that you truly understand the person that you have decided to be with for the rest of your life. But, believe in love at first sight There is such a thing as chemistry and often we know right away that someone is going to be special. This doesn’t mean that you still can’t take the time to learn about them, and savor the time it takes to gain this knowledge; it just … [Read more...]
Stop Those Annoying Bill Collectors!
How many of you have dealt with collection agency harassment? I am sure many of you have whether it really was something you owed money on, or something you once owed money on and had already made arrangements to pay the debt back. Did you know collection agencies are not allowed to call and harass you? Thankfully there are laws out there to protect us from these collection agencies. These laws were put into place so that we wouldn't be harassed, not so that we didn't pay our debts. I believe if you have a debt you should repay it, however, sometimes it can take a while to pay it back. I know with the current bills I have, it is sometimes difficult to pay back on some of those medical bills we have accumulated. I know I owe those bills, however, keeping my lights on take priority over those bills, and it really does the collectors no good to call and threaten me, they will not get their money back any sooner. Trust me if I could make money grow I would. Unfortunately things don't … [Read more...]
Bankruptcy Hurdles
The economy of America as well as the rest of the world is seemingly on decline. With unemployment rates at an all time high, increases of foreclosures we also see a big increase in filed bankruptcy claims. Bankruptcy can rid you of accumulated debt and provide a means for you to have a fresh start. Bankruptcy attorneys in Utah can help make this process a great deal easier on you and your family. While bankruptcy offers a way out of debt that you don't have the means to pay for, it will also hurt your credit for many years to come. Bankruptcy lawyers in Utah may be able to help with those post bankruptcy credit issues and educate you on a way to overcome or lessen them. If you are filing bankruptcy you need to know all of your options. Educate yourself on ways to raise your credit afterwards, or possibly a way to overcome bankruptcy and refinance your bills and perhaps change your lifestyle. With unemployment affecting many American's a lot of families have been removed from … [Read more...]
How to Get The Best Deals This Holiday Season
The holidays are upon us, but don’t let the expense frighten you, with a little bit of planning and a few tips you’ll ready this year. Embrace Black Friday Yes, Black Friday is an overcrowded crazy time to shop, but great deals are everywhere. Planning is crucial, and creating a game plan with family and friends can help you snatch the best buys. Comb through the newspaper ads thoroughly and split up. Later, meet up with your loved ones for breakfast to have fun reminiscing about the great deals you bagged. Another Black Friday strategy is to stock up on discount items for your gifts. For example, Bath and Body Works generally offers a holiday bag filled with their new products. After meeting a minimum spending limit, you can buy one or more and split it up for your gifts this year. Avoid Black Friday For those of you who just can’t face the insane number of deal hungry shoppers, the internet is another great place to locate amazing holiday deals. You may still need to set the … [Read more...]
Thanksgiving Survival Tips
Thanksgiving is just a couple of weeks away and this marks the season of eating. Many Americans will be putting on weight from now right through Christmas and the New Year. During the 6 weeks between Thanksgiving and New Year many people see their weight increase by anywhere from half a pound up to 4-6 pounds. If you have a large family and social circle then no doubt you will be invited to a lot of parties and dinners over the forthcoming weeks. All of these events will focus on food and drink, eating and drinking. Calories will skyrocket and your body will suffer. Although the weight is gained over a short period most people fail to lose the weight. This apparently gradual weight gain is thought to be a contributing factor to long-term obesity which leads to increased risk of diabetes, heart disease, cancer and strokes. In short, 6 weeks of excess leads to a lifetime of health problems. So, how can you prevent yourself from falling into this deadly trap? Well, you need to … [Read more...]
Halloween Costumes For Plus Size Women
Halloween maybe over with, but who said you need to wait until next year to purchase those costumes! Did you know it is cheaper to purchase products in their off season? With being a bigger girl it is always harder to find plus size Halloween costumes. So I like to purchase my costumes a head of time. With it being the off season there is usually more to choose from. Halloween use to be a kid holiday, however, with the times changing more and more adults are having there little fun with this day as well. Dressing up to go to those awesome adult parties, and even doing those spooky haunted houses, but who said dressing up was just for Halloween. Many children like to dress up for fun. It allows them to be creative and creativity in our children is a good thing. How many of you let your children dress up, and just be them around the house? We do, matter of fact my daughter has been dressing herself since the age of 6, my husband sometimes wonders about her, when she dresses in … [Read more...]
Preparing For The Proposal
Did you know several people get engaged to be married on Christmas. Marriage is a special thing, and it allows two people to take their relationship to another level. Marriage isn't for everyone, and it doesn't mean two people love each other any more or less. To me marriage is a life long commitment, and when the rings go on those fingers it is meant to be a forever thing. If you are thinking about making that proposal on Christmas morning, you want it to be special. You need the best ring, and the perfect timing. Many people go with a traditional wedding set. However, it seems more and more are being more unique, and going with the celtic wedding jewelry. Celtic jewelry, is not only affordable, it is also gorgeous. I am a ring girl, and I would love to get me a few piece just to have, you know for those special dates with my husband. These rings would also make great promise rings, if you are not quite ready to say I do. However, with Christmas not far away you don't have … [Read more...]
Television in moderation can be good for children
It’s a common thought that television is bad for children. However, watching certain television shows and movies may actually have some benefits for kids. Although it’s always important to consider what shows your children are watching and how much time they are spending in front of the screen, allowing your kids to watch TV may not be such a bad idea. The following are some of the top benefits children receive from being exposed to limited amounts of the right programming: Television can expose children to unique places or things that they wouldn’t otherwise be able to experience. Most children aren’t’ able to travel across the world or see animals or cultures from another place. Children and adults are enriched by programming that allows us to see other places. Shows such as The Discovery Channel’s Planet Earth (http://dsc.discovery.com/tv/planet-earth/) offer a great opportunity for parents to watch a show with their kids and learn something new together. These kinds of shows … [Read more...]
This Year We Are Doing Thanksgiving on a Budget
For many the months of November and December evoke feelings of warmth, family, love, and of course thanks giving. Although, the holidays, and in particular Thanksgiving, can be tough. For those of us who strive for perfection, hosting a holiday get together can be stressful, and really burn a whole in our wallets. By the time the whole family comes around for second servings you could really be strapped for cash. The truth is you do not have to spend an outrageous amount of money to satisfy family and friends. A little comfort food goes a long way, and you certainly don't want to overdo it. It isn't out of line to ask a few people to bring a dish, which can also save you a few bucks. You can have a full Thanksgiving meal without paying so much, and a good one at that! Here are a few ideas to save some dough! (Pun intended) Cook From Scratch There are a few mistakes we make during the holidays when it comes to spending. While commercial products that are highly refined, and filled … [Read more...]
